Cash Buyers vs Estate Agents

Compare the real costs, timeframes, and differences to make the best decision for your property sale

Factor Estate Agents Cash Buyers
Time to Sale 3-6 months (average) 7 days
Fees 1-3% commission + marketing fees £0 fees
Property Condition Must be in good condition Any condition accepted
Viewings Required Yes, multiple viewings No viewings needed
Chain Risk High - deals can fall through No chain - guaranteed completion
Mortgage Approval Needed Buyer needs mortgage approval Cash purchase - no mortgage delays
Repairs/Refurbishment Often required before sale Sold as-is, no repairs needed
Marketing Costs £500-£2,000+ £0
Solicitor Fees £1,500-£3,000 £0 (we cover)
Certainty of Sale Low - deals can collapse 100% guaranteed
Total Cost Example (on £200k property) £6,000-£10,000+ in fees £0

Choose Estate Agents If:

  • You have 3-6 months to wait for a sale
  • Your property is in perfect condition
  • You're willing to pay 1-3% commission
  • You can handle multiple viewings
  • You're comfortable with chain risks

Choose Cash Buyers If:

  • You need to sell quickly (within 7 days)
  • Your property needs repairs or is in poor condition
  • You want to avoid fees and commissions
  • You can't or don't want to do viewings
  • You need a guaranteed, chain-free sale
  • You're facing financial difficulties or need to relocate urgently

Real Cost Comparison Example

Estate Agent Sale

Asking Price: £100,000
Price Agreed: £90,000
Estate Agent Fee (2%): -£2,000
Solicitor Fees: -£2,500
Marketing Costs: -£1,000
Council Tax & Bills: -£3,500
Mortgage Payments: -£1,650
Maintenance/Repairs: -£1,500
You Receive: £78,850
*Plus 3-6 month wait, viewings, chain risks

Cash Buyer Sale

Cash Offer: £75,000
Fees: £0
Marketing: £0
Solicitor Fees: £0
Council Tax & Bills: £0
Mortgage Payments: £0
Repairs: £0
You Receive: £75,000
*Completed in 7 days, no viewings, guaranteed

Net difference: £3,850 less but you save months of waiting, avoid all fees, and get guaranteed completion in 7 days.

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